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This is such a brilliant idea and should be implemented without delay. If rating agencies rate big companies on their behaviour towards vendors and their findings made public, it will go a long way in ameliorating the conditions of conventional MSMEs. Being small in size and barely the wherewithal to fight with corporate bullies, this mechanism would certainly bring some pressure on big companies to make vendor payments in time. This will not only improve MSMEs' cash flow but ensure capacity expansion resulting in creation of more jobs.

As suggested in the article, governments and their agencies must also be rated by rating agencies for their approach towards MSMEs. As India enters the new phase of growth and investment, this is one idea whose time has come.

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Rating agencies become controversial like fitch, Moody's, etc. As human beings, we are facing this rating process everyday life. When we were in a job, appraisal rating, when we

were in society, rating was good,better, and best otherwise worst-case.

We are giving this rating to our maid ,samething 🤣🤣.

Rate and ratings vary in our day to day life.

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